About Us
An overview of Community Assistance Program
Community Assistance Program is an outreach program of National Benefit
Builders Inc. It was set up in response to the many requests NBBI gets for
assistance to the needy. NBBI is a for-profit company, established in 1994,
with the highest rating from the Better Business Bureau. They provide discount
health, dental, vision and prescription products to the general public. It has
become well-known that NBBI offers free discount RX cards and rather than
having the staff at NBBI fielding questions and sending out these cards,
Community Assistance Program was established just to take care of these
requests, and to distribute the discount cards to as many needy people as
possible. All CAP does is distribute free cards, answer questions about how
to use them, help people compare drug prices if they don't have internet
access, and help find people the pharmacies with the best prices on the RX
they need. Also CAP chooses several large organizations per year that it
assists in fundraising using the RX cards. CAP never charges for any of
these outreach services.
The Rx cards are accepted at over 80% of the pharmacies in the US and
Puerto Rico. There are over 60,000 pharmacies in the network. Savings are best on generic drugs, but brand name drugs are
also discounted. Anyone can use the cards, regardless of income. They assist
the uninsured the most, but we have found that people on Medicaid or
Medical also benefit when they need a brand name drug that is not on the
reimbursable list of Medicaid, or if they need uncovered drugs such as
fertility drugs or certain diabetes supplies. Seniors benefit when they fall
into the Medicare Part D coverage gap.
The discounts are provided by Healthtrans, a Prescription Benefit Manager,
and the pharmaceutical companies, along with the individual pharmacies.
People with a prescription plan that has a copay benefit the least as the two
plans cannot be used together. However, if someone needs drugs that are not
covered under their plan, they can use the discount card.
The cards have no expiration date, and we do not plan to terminate this program in the near future. It is a plan that is expected to continue. It was not promoted at all until October of 2009, when in response to demand and need, we decided to not just respond to requests, but rather to contact those in need and distribute the cards to whomever is in need of prescription drug payment help. We currently contact places like social service agencies, government agencies, mental health clinics, hospitals, etc. to see if they would like a supply of cards to distribute to the people they serve.